Fire Insurance

A protection plan suitable for any home owner, industry, mill, school, office, shop etc against fire and natural lightening, causing loss or damage to building, stock, machinery, furniture, fixture, fittings, electrical appliances and other in the event of unforeseen and sudden loss or damage.

Fire insurance is a specialized form of property insurance that safeguards against damages and losses due to fire incidents. While standard homeowners insurance may include some fire protection, additional fire insurance ensures comprehensive coverage for replacement, repair, or reconstruction of property. This type of insurance typically excludes certain risks such as fire damage from war or deliberate fires, encouraging homeowners to evaluate their coverage needs annually for adequate protection.

Policies may cover injuries sustained on the property. Mortgage lenders often require homeowners insurance before approving loans. Even if not required by your lender, homeowners insurance offers significant protection